What happens during a Social Security number lock? Discrepancies in your tax returns or Social Security benefit statements.Collections calls for debt you don’t owe.Bills for credit cards you haven’t applied for.Unexplained withdrawals in your checking or savings accounts.Incorrect information on your credit reports.Phishing is a kind of email, texting or phone scam that tricks you into providing personal information by sending you communications that appear to come from a legitimate, trusted source.īe on the lookout for the following suspicious activity that may indicate identity theft: For example, you may have been the victim of a phishing attack. Unfortunately, you may not know that someone has stolen your SSN until it’s too late. If your Social Security information has been compromised, you may be able to use an SSN lock to prevent some access to your personal information. When should you lock your Social Security number? This is where something called a Social Security number lock may come in handy. It’s important to protect your SSN to the best of your ability - but that’s not always possible. It helps you file taxes, receive income from your job, open credit accounts, qualify for retirement benefits and identify yourself to the government. Your Social Security number (SSN) is one of the most important pieces of financial information in your life. If your Social Security number is compromised and you’re already the victim of identity theft, act quickly to safeguard your personal information.Locking your Social Security number prevents anyone - including you - from changing or accessing your Social Security record.If your Social Security number has been compromised, you may be able to block some access to your personal information with a Social Security number lock.
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